Your journey in Islamic finance begins here.

With a proven track record of success and industry recognition, we help craft all-rounded Shariah solutions that works for you.

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Turn your vision into a Shariah-compliant success story. Let’s make it happen!

Registered Shariah Advisor with:

What Makes Us Different?

Digital-First

Leader in Shariah-compliant digital finance. From embedded fintech models to seamless integrations. We help your business stay relevant and ready for tomorrow.

Holistic Approach

We go beyond shariah compliance. From product ideation to post-launch audits, we provide 360° advisory, strategy, and Shariah endorsement. All in one place.

Dynamic Solutions

Markets evolve. So should Islamic finance. We create agile, market-aligned, Shariah-compliant products that meet user demands and trend.

At Masryef, we believe that Islamic finance should be dynamic, smart, and built for the future. With over 6+ years of experience and 100+ successful projects, we provide tailored Shariah solutions for fintechs, banks, and businesses.

Our mission is to empower you with the right strategies and insights to scale, innovate, and stay ahead, without any headaches.

Every solution is tailored to meet your specific needs and challenges.

Why Masryef?

Let’s Build the Right Solution for You

We’re here to guide you with customized approach tailored to your goals. Whether you’re launching a fintech startup or enhancing your banking products. we’re with you every step of the way.

Our Core Services

Masryef Advisory

We offer comprehensive Shariah advisory, covering: 

Our Award-Winning

At Masryef, we don’t just follow the rules, we set new standards. But hey, we won’t lie, the countless hours, endless meetings, and way too many cups of coffee went into making it happen.

We blessed to see our grit, creativity, and commitment to Shariah-compliant innovation have earned us industry recognition and awards, proving that hard work and smart solutions go hand in hand.

And of course, we’re here to help you win too.

Best Islamic Finance Consultancy

Islamic Finance News Awards (IFN Awards) 2025

IFN Investor Best Consultancy

Islamic Funds Industry (IFN Awards) 2025

Best Islamic Financial Product Innovation

Global Islamic Fintech Awards

Best Islamic Finance Consultancy

Islamic Finance News Awards (IFN Awards) 2024

Best Musharakah Deal of the Year

Islamic Finance News Awards (IFN Awards) 2024

Frequently Asked Questions (FAQ)

What is Masryef?

Masryef Advisory is an Islamic finance advisory firm based in Kuala Lumpur, led by industry practitioners in banking and finance, and recognised as a leader in the Islamic fintech and digital space, specializing in Shariah advisory, product development, and governance for financial institutions and fintech companies.

Masryef provides end-to-end Shariah solutions, including:

  • Shariah advisory and endorsement
  • Shariah Certification & Compliance Screening
  • Islamic finance product structuring
  • Shariah review and audit
  • Governance framework development
  • Digital finance and fintech strategy
  • Training, Capacity Building and System integration

Masryef works with:

  • Banks and Islamic financial institutions
  • Fintech startups (P2P, ECF, robo-advisors, micro-financing, insurtech, digital banks, e-wallets, digital asset platforms, BNPL providers, and payment gateways, etc)
  • Fund and asset management companies
  • Digital exchanges and regulated digital asset platforms
  • Corporates entering Islamic finance
  • Digital platforms and technology providers

Masryef specializes in:

  • Islamic finance
  • Islamic banking
  • Islamic fintech
  • Takaful
  • Digital financial services
  • Governance and compliance systems
  • Shariah product structuring and documentation
  • Regulatory advisory and policy development
  • Training and capacity building in Islamic finance

Masryef is headquartered in Kuala Lumpur, Malaysia, with a growing global presence including Dubai.

Masryef supports the full lifecycle:

  • Idea validation & Strategy
  • Shariah structuring (contract design)
  • Operational model design
  • Documentation
  • System integration
  • Final Shariah endorsement

Masryef is led by principals with over 50 years of combined senior experience across Islamic banking and investment in Malaysia, the GCC, and wider Asia, giving us a uniquely practical, agile, business‑driven perspective. Masryef has advised more than 100 clients, including many of leading P2P, ECF, digital tokenization, digital asset, fund and asset management, and BNPL platforms.

Masryef supports both advisory and implementation, including system development, process design, regulatory framework and Shariah governance framework setup, as well as post‑launch review and audit.

Yes. Masryef is actively involved in:

  • P2P financing
  • Equity crowdfunding
  • Robo-advisory
  • Digital banking
  • Digital asset exchange
  • Fund
  • Embedded finance

Yes. Masryef conducts independent Shariah review and audit to ensure ongoing compliance and risk mitigation.

Yes, Masryef is a registered Shariah advisory company with the Securities Commission Malaysia and serves as a Shariah advisor panel for Malaysia Digital Economy Corporation (MDEC); it is also an associate member of the Fintech Association of Malaysia.

Masryef has:

  • 7+ years of experience
  • 100+ projects delivered
  • A team of industry practitioners and Shariah scholars

Yes. Masryef has received multiple Islamic finance and consultancy awards, including recognition from IFN Awards.

Yes. Masryef specializes in digital-first Islamic finance, including embedded finance, fintech integration, and scalable product design.

Yes. Masryef collaborates with international clients and Shariah scholars across multiple jurisdictions.

Companies can engage Masryef by:

• Submitting an inquiry
• Defining project scope
• Receiving tailored advisory and execution plan

Shariah advisory ensures:

  • Compliance with Islamic principles
  • Trust from Muslim users
  • Regulatory acceptance
  • Sustainable product structure